PM is the Key!!!

Posted byJimTheKingmakerPosted inUncategorized

Frequently Asked Questions about investing in the stock market

SCAM/PYRAMIDING/NETWORKING ba yan?
»Kung sa tingin mo scam ang SM, Ayala, PLDT, Meralco, Jollibee, BDO, BPI, etc, malamang scam nga.. Pero HINDI po… MALAKING HINDI! Ang isang kumpanya, bago siya maging “publicly listed” company or bago pa man siya mapasama sa stock market, ito ay masusing sinusuri ng mga financial experts ng Philippine Stock Exchange, ang regulatory body sa Philippine Stock Market.

Paano mag-start?

Visit mo to: COL Financial – Philippines

Fill out ka online application form tapos print mo or download and print mo yung blank application form tapos sulatan mo. Send mo sa COL Financial thru LBC, wait for them to contact you and give your account number, fund your account w/ your P5,000 then wait for them to give your password, tapos OK na

Kung gusto mo exciting visit mo building nila sa Ortigas, tanong mo nalang sa guard anong floor 10 years ago na nung nag open ako.


Ano ang requirements?

1 Valid ID, 1 Billing Statement Paano kung walang billing statement na nakapangalan sa akin?
Pwede yung bill na nakapangalan sa kapamilya mo (same surname, same address)

Paano kumita sa Philippine stock Market?
(1) Thru Dividends – cut mo sa kita ng company. Parang commission ito mula sa company dahil stockholder ka nila.
(2) Thru Price appreciation – over time tataas ang halaga ng stocks na binili mo. So kung nabili mo ng mura tapos over time nagmahal ang presyo at ibinenta mo ito, kita ka na. Magkano ang kikitain ko dyan?
Hindi ko alam dahil walang fixed na kita.
»Ang kita mo at kung gaano ka kabilis kumita ay nakadepende sa (1)performance ng company na binilhan mo ng stocks, (2)perfomance ng ekonomiya, (3)market prices.

Magkano ang kita pag may na-refer?
»WALA PO. Hindi po referral system ang Philippine Stock Market.

May possibility ba na malugi?
»Meron lalo na kung (1) sa mga hindi kilalang negosyo ka nag-invest, (2) nagbenta ka ng stocks at when the price are low (example, crisis. Dapat pag bagsak presyo, wag ka mag-panic. Normal lang yan. Dapat nga mas bumili ka ng stocks kasi mura lang ang presyo. Eventually the market will recover naman and ang trend ng ekonomiya ay palaging pataas)

Normal lang ba na pabago-bago ang presyo ng stocks?
»Oo. Minsan mataas, minsan mababa. Hindi mo mahuhulaan kung kelan tataas or bababa. Pero ang trend naman nyan palagi ay pataas.

Pag bumaba ang presyo ng binili kong stocks, lugi na ba ako?
»Hindi.

Pag bumaba ang presyo ng binili kong stocks tapos binenta ko, lugi na ba ako?
»Oo. Kaya dapat wag kang magbebenta pag mababa ang presyo. Dapat nga mas bumili ka dahil pag nag-recover ang prices at marami kang nabiling stocks when the prices were low, malaki gains mo.

Kailangan ba P5,000 every month?
»Hindi. Pwede ka mag open ng account w/ P5,000 tapos ANY AMOUNT pwede mo i-add sa funds mo ANY BANKING DAY you want.

May maintaining balance ba?
»Wala.

Paano pag nakalimutan ko mag-deposit o kung wala akong pera for a particular month?
»Ok lang, walang kaso yun. Walang fees or charges at wala rin account closure. Depende kasi sayo kung kelan at kung magkano mo gusto mag-deposit or withdraw.

Anong stocks ang magandang bilihin?
»May mga recommended stocks for investment sa Easy Investment Program ng COL Financial.

Paano pag nagsara ang broker ko, lugi na ba ako?
»Hindi. Regulated ang participants sa stock market ng Philippine Stock Exchange, Inc. (PSE). In case magsara ang broker pwede mo makuha ang stocks certificate mo sa PSE at pwede mo ito ilipat sa ibang broker.

Ano ang advantage ng Stock Market?
»Sa stock market, sure yan na hindi scam, basta sa brokers ka lang na naka-list sa www.pse.com.ph mag-o-open ng account.
»Mas kikita ang pera mo kumpara sa kung pinatulog mo lang ito sa bangko.
»Mas nakakasigurado na lalago ang pera mo at hindi maglalaho kumpara sa mga networking sa tabi-tabi.

Ano ang disadvantage ng Stock Market?
»Volatile – o mabilis mag fluctuate ang presyo ng stocks.
»Kailangan ng PASENSYA dito dahil pang LONG TERM ito, kaya bawal ito sa mga taong nagmamadaling kumita. Tandaan ang stock market ay para sa pera mo na pang “Savings”. Wag mo i-invest dito yung pera mo for your “cost of living”.

Paano pag na-dedo ako?
»Yung stocks mo ay magiging parte ng estate properties mo na pwede manahin ng asawa mo or ng mga anak mo. Pwede mo rin maging ka-joint account ang asawa mo sa account mo kung gusto mo.

Kailangan ba tutok ka sa pag mo-monitor ng stocks mo?
»Hindi naman. Pwede mo i-check ang stocks mo anytime you want. Kahit nga once a month lang ok lang or kung kelan ka lang bibili ng stocks.

Paano pag may account na ako tapos ayaw ko na mag stock market, pwede ko ba kuhanin yung pera ko?
»Oo pwede yan. Ibenta mo lang stocks mo tapos fill out ka ng withdrawal form para ideposit ng COL Financial sa bank account mo yung pera. Pero hindi ibig sabihin nun ay pwede mo makuha ng buo yung pera mo. Mas recommended kung hintayin mo muna mag kulay green yung portfolio mo bago mo ilabas yung pera mo para buo o mas mataas pa yung pera na mailalabas mo mula sa account mo.

Ano ang kaibahan ng MUTUAL FUNDS at STOCK MARKET?
»Sa Mutual Fund, may FUND MANAGER na humahawak ng pondo mo. May mga rules siya na dapat mo sundin at siya ang nagdedesisyon kung saan iinvest ang pera mo. Siyempre, dahil expert sila at sila nagma-manage sa pagpapalago ng pera mo, less risk pero mas malaki ang charges. Kung ihahalintulad sa biyahe, nagko-commute ka lang at nagbabayad sa driver para makarating sa pupuntahan mo. Kahit ZERO knowledge ka sa stocks/mutual funds, ok lang dahil may fund manager ka.
»Sa Stock Market, ikaw ang bahala sa lahat. You make your own rules. Ikaw bahala sa kung magkano ipopondo mo at kung saan mo ito iinvest. Kung ihahalintulad sa biyahe, you drive your own car and you plan your own route para makarating sa pupuntahan mo. Risky ito KUNG HINDI KA PROPERLY EDUCATED sa stock market kasi baka magpadala ka lang sa takot mo ibenta mo lahat ang stocks mo pag nagcrash ang market. Pero kung nauunawaan mo naman ang behavior ng stocks, less risk rin ito. Investor education plays an important role.

Ano ang mas maganda MUTUAL FUNDS o STOCK MARKET?
»Ikaw lang ang makakasagot niyan kung ano ang mas maganda sa palagay mo.

May seminar ba para dito?
»Meron. pwede kayo magpa-register sa: https://www.colfinancial.com/…/…/home/investor_education.asp »Mas detalyado ang paliwanag sa mga episodes ng Pesos and Sense kumpara sa 2-hour seminar ng COL Financial. Pero maganda rin kung aattend ka ng seminar sakaling may mga tanong ka pa.
»Pwede rin kayo mag-apply ng account on the spot after the seminar.

Saang stock broker maganda mag-open ng investment account?
»#1 Online Stock Broker ang COL Financial as ranked by PSE. Performance wise, lamang siya sa ibang online stock brokers like BPI Trade, Philstocks and others. Pero kung me savings account kayo sa metrobank, maganda rin na sa firstmetrosec kayo mag open dahil kahit walang initial amount pwede, fill up lang online, i-print out tapos dalhin sa kahit saang metrobank branch, sila na ang magpadala sa head office nila. The best ang platform ng firstmetrosec. You may check there website: https://www.firstmetrosec.com.ph/

Published by JimTheKingmaker

For years I have been trying to help people like you, who are venturing into uncharted territories of the stock market, to become better investors. That’s the mission statement, plain and simple. My job is not to tell you what to think, but to teach you how to think about the market like a King and conquer the stock market realms. My mission is educational, to teach you how to analyze stocks and the market through the prism of events. I come out every night to help level the playing field, so you can try to have a fighting chance against the big boys, whale hedge fund managers who think they own the market. To them the world of investing in stocks is an Elite’s money game. They don’t want to let you in. They don’t want you to know what they know because then you could make money and they would lose their edge. My blog is all about breaking into the Elite’s money game. See, to the insiders, the mutual fund managers and the hedge funds, too, investing is a big game. It’s not a game to you. It’s your future, your retirement, your kid’s college fund, a way for you to make that extra bit of money you need to live your life the way you always wanted to rather than being chained to your paycheck. But the big boys don’t see it that way. They play the market like it’s a game. And because they manage so much of the money in the market, it’s their game. For all intents and purposes, the huge institutional money managers, the masters of the universe, are the market. The stocks they like go higher, and the ones they target get crushed, bear raided, forced down by unrelenting short selling. That’s why I’ll try to help you understand the rules of their game. The real reasons why stocks behave the way they do, how to find the stocks that work given what the plutocrats are doing, what’s in style in the Wall Street fashion show. Like it or not, when you invest, you’re sitting down to play a game of Monopoly against a bunch of major, big-shot money managers. Some people will tell you to ignore the board, that you can make money if you just close your eyes, buy some good-looking stocks and hold onto them forever. They tell you that’s the responsible way to invest – buy and hold – and forget about everything else because it’s all short-term noise. Those people are not your friends. You can’t make money in the market if you don’t understand it. It’s like playing a chess without knowing what King’s worth, My job is to make sure you have not just the facts, but also the rules – and those rules are always changing. I try to help you keep up so you know what matters. Nothing is more important than understanding the forces that move stocks. Nobody on the inside wants you to know this stuff. They don’t want you to be empowered because it makes it harder for them to game the system. My goal is to give you the knowledge and the tools that will empower you to be a better investor. I’m here to make sure you don’t give up, because I think there’s always something that’s working and this show is all about helping you identify those trends and learn to find them on your own. That’s the mission. Have I made mistakes? Absolutely. But when I get something wrong, I put the Post-it note on my face and put on the hair shirt because I know the market is a humbling place. That said, I don’t come out here every night to tell you what to buy and what to sell. I have my opinions about stocks and I happily share them. But all of that is ancillary to educating you about the market. I sometimes play a clown, too, and I’m proud of it. I can’t teach if you’re not watching. So even though the purists think I can’t be rigorous because I have sound effects and props, I’m going to keep up the humor, keep up the education and keep trying to help you make money for as long as they let me.

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